The difference is that cd is a single command, no arguments. If there is no arguments, cd will go to your home folder by default. Now, by contrast .. always means "one directory up" or parent directory. So when you do cd .. it will go up one level. And this is always true, with exception of / folder, because there is nowhere else to go. Fixed annuities vs. CDs: Rates. CD rates are often impacted by interest rate decisions made by the Federal Reserve. The Fed has been increasing rates in 2023, after also having done so seven times
As of May 18, 2022, the average interest rate was 0.24% for a one-year CD and 0.43% for a five-year CD. People often refer to any fixed-income security as a bond, but that is technically incorrect.

A CD ladder is a savings strategy to spread a lump sum of cash across multiple certificates of deposit to take advantage of higher rates — usually in long-term CDs — while freeing up portions

Typically the longer the term, the higher the CD rate is. You can earn more interest than short-term CDs with terms longer than a year and up to three years. The national average rate for a three
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cd vs cd